Should I Sell My Car To a Dealership Or Privately in Ontario?

When it comes time to part ways with your faithful car, which should you choose? Sell it to a dealership or sell it privately? The answer used to be so simple. If you needed maximum value, you sold privately. If you wanted an easy transaction, you sold to a dealership.   The decision is much […]

If you want to sell your old car to a dealership, how long does the process take? What’s involved? Will it take hours? Days? Weeks?   The good news is that in most situations, it takes hours to sell your old car to a dealership. In fact, it could take as little as 90 minutes. […]

Are you ready to embark on an exciting journey towards owning your dream car? Buying a car is a significant milestone in life, and with the right knowledge and guidance, the process can be both rewarding and enjoyable.   In this article, we will walk you through the steps of purchasing a car from a […]

Today’s blog post is in answer to a customer question we saw last week. It was an unusual one but interesting enough to warrant a fuller explanation and clarification in case other people were wondering the same thing. The question was ‘Can I get a car loan without a bank account?’   Our car loan […]

When it comes to purchasing a new or used car in Canada, many buyers face the decision of how to finance their purchase effectively. Among the various options available, two primary methods are trade-in vs down payment.   Both approaches have their advantages and considerations, and understanding them can help you make an informed decision. […]

Nobody wants to be upside down on a car loan but it isn’t a big deal unless you’re planning to sell the car or trade it in. Most new car purchases will involve being upside down for a little while but then things quickly even out. If your situation has changed and you need to […]

A down payment is an essential part of every car loan. It helps improve your chances of being accepted, lowers the amount you have to borrow and shows lenders you’re serious about the loan. But what happens if you struggle to save for one?   That’s what our auto loan team is tackling today. They […]

Are you about to get a loan for a new car? Something that’s going to come up in conversation is the “loan term”. You may be willing to just leave it at whatever the dealer proposes but be careful! Because the loan term is actually one of the most important factors in negotiations and In […]

When it comes to purchasing a vehicle in Canada, one of the most significant decisions you'll face is whether to buy a new or used car.   Each option has its own set of advantages and disadvantages, and understanding these factors can help you make an informed choice that aligns with your budget, preferences, and […]

Having bad credit can limit your car buying options. Most people don't have the cash to buy a vehicle outright, so they need financing.   Lenders have become more conservative with their car loan underwriting, so your credit score plays a crucial role in whether you are classified as prime or subprime. Here's how to […]